HODL vs Trade Calculator
The benchmark most traders avoid: would doing nothing have beaten your trading? Enter where you started, where the coin went, and where your account actually is.
Results (live)
Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.
How it works
HODL value = (starting capital ÷ start price) × current price
difference = trading balance − HODL value
Worked example
$5,000 at BTC $40,000 held to $65,000 becomes $8,125. A trading balance of $6,800 over the same stretch underperformed by $1,325 despite feeling busy.
FAQ
Why compare against HODL?
Because it is the free alternative. Trading has to beat it after fees and stress, or the activity is costing you money.
What period should I measure?
At least one full quarter, ideally a year. Short windows reward luck; long ones reveal edge.
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Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.