ETF Fee Calculator
Spot ETFs charge a small annual percent that compounds against you. A quarter point sounds free until a decade multiplies it.
Results (live)
Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.
How it works
with fee: amount × (1 + growth − expense)^years
drag = no-fee value − with-fee value
Worked example
$10,000 at 12% growth for 10 years: $31,058 at zero fee, $30,368 at 0.25%. The 'tiny' fee cost $690, and a 1.5% legacy product would cost $3,878.
FAQ
Is an ETF fee worth it versus self-custody?
That is a personal trade: the fee buys brokerage convenience and no key management, and costs the drag shown here plus the inability to actually use the coins.
Why does drag grow so fast in later years?
The fee skims the base every year, so lost dollars also lose their future compounding. Time turns basis points into real money.
Related calculators
Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.